Healthcare Plans in the Philippines Worth ConsideringJudah Hirsch
“A man too busy to take care of his health is like a mechanic too busy to take care of his tools.” Such brilliant Spanish proverb clearly illustrates the importance of Health for a person and a company. asics gel quantum 360 Especially in an environment where everything is tainted with chemicals, carcinogens, and impurities, health has become a major factor in the progress and success of any organization or institution. Having an effective and efficient health plan for the company benefits everyone – for the employees, financial and health securities; for the HR, as a great recruitment and retention tool for personnel; for the Finance department, a way to limit financial liabilities in connection to employees’ health; and for the owner or CEO himself, the financial gains that may be had from a healthy and happy workforce. One of the effective ways to ensure that employees will stay healthy amidst the high costs of hospitalization and medical costs is to give them a great healthcare plan. Compra Mochilas Kanken There are many healthcare companies in the market but let me introduce to you to some companies that are popularly utilized in the Philippines today. Maxicare has been in existence for 28 years already and has been a reliable source of health care benefits. cheap ffxiv gil It offers a Maxicare EReady card which is a health care card that can be used once for emergency cases. The card covers the Doctor’s Professional fees, the emergency room fees, the medicines that will be used for immediate relief and treatment, the initial treatment for animal bites for the first 24 hours, the vaccines for animal bites such as rabies shots, and the laboratory and diagnostic procedures up to Php 15,000.00. The cost per card is Php 549.00 (without major hospitals) and Php 749.00 (with major hospitals like the Asian Hospital, Cardinal Santos Medical Center, Makati Medical Center, St. Luke’s Medical Center QC, St. Luke’s Medical Center – Taguig and The Medical City. nike air max 2018 For the regular card for Small and Medium Enterprises (SMEs), there is the Maxicare Plus which offers coverage of pre-existing dreaded and non-dreaded conditions, annual in-patient and out-patient executive check-ups options and other optional features such as dental packages and life accidental death and death packages with Php 25,000.00 coverage. Maxicare Plus is being offered in Platinum, Gold, Silver, and Bronze packages which consist of varying Room and Board features and different Maximum Benefit Limits ranging from Php 60,000.00 up to Php 220,000.00. AsianLife is another company that provides medical and health security for many local and international companies and institutions like MERALCO, MAYNILAD, PLDT, Smart Telecommunications, Digitel, Lufthansa, SN Aboitiz, Bank of Tokyo, Microsoft, Ayala Land, Shangri-la, FedEx, Pfizer, Bayer, UPS, etc. There are many plans being offered by the company but the Asianlife MedProtect Plus fits the plan for companies. The plan offers In-patient room and board accommodation on top of Philhealth and unlimited out-patient medical consultations. An Annual Physical Examination may also be availed of for employees as well as emergency situation benefits like ambulance services which is reimbursable up to Php 5,000.00. Treatments for pre-existing illnesses may also be covered and financial assistance through life and accident insurance is offered to employees. MediCard is another company that aims to reach more Filipinos through its affordable Healthplus Card. Kanken No 2 The card costs only Php 1,100.00 for a one-year coverage which includes specialized healthcare maintenance service covering preventive and out-patient care in the MediCard Free-Standing clinics. Fjallraven Kanken Big Unlimited free consultations with primary care physicians and specialists like pediatricians and obstetricians are available for members while a flat rate of Php 350.00 applies for ENT consultations, ophthalmologists, rehab medicine physicians, etc. There is also a 20% discount is given for all laboratory and diagnostic procedures together with a one-time Annual Physical Exam consisting of CBC, urinalysis, fecalysis, chest x-ray, and comprehensive physical examination in the MediCard accredited clinics. Kånken Rucksack A free oral prophylaxis per year is also given. The MediCard RxER is another plan for cases requiring emergency treatment as well as preventive and out-patient care. For emergency trauma cases, a maximum of Php 20,000.00 coverage can be availed of in accredited hospitals while the limit for emergency diagnostic procedures and lab tests like ultrasound, CT scan and MRI is up to Php 5,000.00. Kånken Rucksac online There is also an unlimited free consultation privilege with primary care physicians while a flat rate of Php 350.00 for consultations with specialists is the only fee to be paid. The MediCrd RxER is available for only Php 1,998.00. Needless to say, there are a lot of other companies offering similar products in the market today. Kånken Rucksack What’s important is that there is already an awareness of the benefits of such products for the employees and the company as a whole. bottes ugg pas cher While nobody wants to be sick, illnesses and emergency situations are facts of life that one must prepare for in advance.